Today's the last day to register your opposition to the government's pension proposals.

The Cabinet Office consultation closes tonight after three months and every message of opposition strengthens the arguments that that these plans are unjustified, unnecessary and above all, unfair.

If you haven't done so yet, please send an email to [email protected] – that's all it takes.

Remember that the government wants to:

• raise contributions to the civil service pension schemes by an average 3.2% over the next three years, after two years of pay freeze. This will reduce the value of your pension by 12%
• switch the index for uprating pensions from the retail prices index to the consumer prices index. This will reduce the value of your pension over your lifetime by at least 15%
• raise the pension age for the civil service to 65 and then to 66, 67 or 68 in line with the new state pension age. This will reduce the value of your pension by 12%
• switch staff from a final salary scheme to a career average scheme. This will reduce the value of your pension by 8%.

In other words, the value of your pension will be cut by almost half (47%) if the government cannot be persuaded to revise its proposals.

Worth taking five minutes out of your busy working day to respond to those threats, don't you think?

For advice on how to respond, see the guidance from pensions officer Neil Walsh.